Government Contract Cash-Flow Check

You did the work. See how much of the invoice you can have now.

An approved government invoice can be advanced before the agency pays. Enter one and see what an advance puts in your account today — and the real cost, stated as an annual rate.

Approved government-contract invoicesCost shown as an effective APRNo credit pull

Your numbers

Change anything. The result updates when you press the button.

$
%
Set by the funder and the credit of the agency behind the invoice.
%
Scales with facility size: indicatively about 1% at $1M, about 1.8% at the $50,000 minimum.
days

Example — $250k invoice, 90% advance, 1.5%/30-day fee, paid in 30 days. Illustrative only, and not a quote. The rate scales with facility size — indicatively about 1% per 30 days at $1M, and about 1.8% at the $50,000 minimum — while the advance rate is set by the funder and the credit of the agency behind the invoice. Change any figure above to match terms you have actually been offered.

Where should we send your result?

Add your details and your result appears right away. We email you a copy, and you can ask a person on the desk to review it.

Optional — tick only what you want. None of these is required, and leaving them all unticked does not affect your request in any way.

By the numbers

Public data with its source and date, and the firm's own figures from its verified facts library.

7.00%Bank prime loan rateSource: Federal Reserve (H.15), via FRED series DPRIME, Oct 2, 2026
1.27%Delinquency rate on business loans at U.S. commercial banks, Q2 2026Source: Federal Reserve, via FRED series DRBLACBS
30lenders whose written credit box we hold in-systemSource: Canady Investments verified facts library, updated Aug 5, 2026

Have the desk review it

A person on our desk reads every request and replies directly. Your result above is yours either way, and sending it unlocks the guide: the math behind this number, worked through, with sourced figures.

Add your details above to see your result. You can then ask a person on the desk to review it.

What to have ready

The documents a lender asks for on this kind of request.

  • Driver's license (front & back)
  • 90 days of recent business bank statements
  • Voided check
  • LLC documents: EIN letter (SS-4), Operating Agreement, Articles of Organization/Formation
  • Copy of the awarded government contract or purchase order
  • Any contract modifications
  • SAM.gov registration confirmation
  • Accounts receivable aging report

Educational and business-purpose only. Not a loan offer, a commitment, or a guarantee of funding or terms. Canady Investments is a broker to a network of capital providers; actual terms depend on the lender.

Canady Investments is a private capital office. We arrange business-purpose financing and coordinate the licensed professionals in your corner. We are not a registered investment adviser, broker-dealer, or law or accounting firm; legal, tax, and investment advice is provided only by licensed professionals. We also license our software platform to business clients on a subscription basis; the platform is provided "as is," and licensing it does not make Canady a party to any client's transactions. For business principals and accredited investors. This is a request for information — not an offer, an application, or a commitment of any kind. © 2026 Canady Investments.