Terms of Use & Service

These Terms of Use govern your access to this website and the materials and forms on it ("the Site"), operated by Canady Investments ("Canady," "we," "us"). By using the Site or submitting information through it, you agree to these Terms. If you do not agree, please do not use the Site.

1. Who we are
Canady Investments is a privately held firm. We are not a licensed or registered investment adviser, broker-dealer, bank, law firm, or accounting firm. Nothing on the Site or in our marketing is investment, legal, tax, or accounting advice, and it should not be relied upon as such. We do not provide regulated advice. You should consult your own licensed professionals before making any financial, legal, or tax decision.

2. Information only — not an offer
The Site is provided for general information only. Nothing on it is an offer to sell, or a solicitation of an offer to buy, any security, loan, fund interest, or investment, and nothing creates any advisory, fiduciary, brokerage, or client relationship. Private opportunities, where they exist, are offered only through separate written agreements, only to qualified or accredited persons, and only after a suitability review.

3. Lending — business purpose only
Any financing we discuss, arrange, or facilitate is for business and commercial purposes only. We are not a consumer lender. We do not make, broker, or offer consumer loans, residential mortgages, or any credit for personal, family, or household purposes. All financing is offered to businesses and qualified parties, is subject to underwriting and approval, and any communication is not an offer or commitment to lend.

4. No guarantees
Investing and lending involve risk, including the possible loss of principal. Past results are no guarantee of future results. We do not guarantee any return, income, outcome, or result. Any figures, examples, or projections shown are illustrative only and are not promises of performance.

5. Eligibility & your information
You confirm that you are at least 18, that you have authority to submit any information you provide, and that the information is accurate. You agree we may contact you about your inquiry. Submitting a form is a request for information — it is not an application for credit and does not obligate either of us.

6. Working with others
We do not provide regulated advice ourselves. Where specialist advice or services are required, we may introduce you to, or work alongside, independent, vetted, licensed professionals. Those professionals are responsible for their own advice and services, and any engagement is solely between you and them.

7. The Site is provided "as is"
We work to keep the Site accurate, but we make no warranties of any kind, express or implied, about its completeness, accuracy, or availability. To the fullest extent permitted by law, Canady is not liable for any indirect, incidental, or consequential loss arising from your use of the Site or reliance on its contents.

8. Intellectual property
The Site's content, design, and marks are owned by Canady or used with permission, and may not be copied or reused without our written consent.

9. Platform & software licensing
This Section 9 applies if you license, subscribe to, or are given access to the Canady software platform — including any white-labeled or co-branded instance ("the Platform"). It applies in addition to any signed order form, subscription, or master license agreement between you and Canady ("your Agreement"). If your Agreement conflicts with these Terms, your Agreement controls.

a. License. Subject to these Terms, your Agreement, and your payment of all fees, Canady grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable right to access and use the Platform during your subscription term, solely for your own business and the clients you serve. We reserve all rights not expressly granted.

b. Fees. You agree to pay the setup fees, subscription fees, per-seat charges, and any success fee or revenue share set out in your Agreement, plus applicable taxes. Fees are non-refundable except as your Agreement states. We may suspend access for amounts past due after reasonable notice.

c. Acceptable use. You will not, and will not permit others to: copy, modify, reverse engineer, decompile, or attempt to derive the source code of the Platform; resell, sublicense, rent, or provide the Platform to third parties except as your Agreement expressly allows (for example, an approved white-label arrangement); remove or alter any proprietary notices; probe, scan, or circumvent security; upload unlawful, infringing, or harmful content; or use the Platform to send unlawful communications or to violate any law. You are responsible for all activity under your accounts and for your users' compliance with these Terms.

d. Your business is yours. You are solely responsible for your own business, your clients and end users, the content and data you put into the Platform, and your own licensing, registration, and regulatory compliance — including, if you arrange or broker financing or provide regulated services, holding any licenses that activity requires. The Platform is software. Canady provides the software only; Canady does not provide your services, does not supervise your business, and is not a party to, and bears no responsibility for, any transaction, agreement, or relationship between you and your clients.

e. Ownership & data. As between the parties, Canady owns the Platform and all software, technology, designs, and intellectual property in it; you keep all rights in the data and content you or your users submit ("your Data"). You grant Canady a limited right to host and process your Data to operate the Platform and to provide support, as described in our Privacy Notice and any data-processing terms in your Agreement. Each client instance is kept logically separate, and we do not use one client's Data to serve another. If you send us suggestions or feedback, we may use them without obligation to you.

f. Provided "as is"; no guarantee of results. The Platform is provided "as is" and "as available." Except as expressly stated in your Agreement, Canady disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, and does not warrant uninterrupted or error-free operation. Canady does not guarantee any business result, revenue, deal, or closing. To the fullest extent permitted by law, and except as your Agreement provides, Canady is not liable for lost profits or for any indirect, incidental, or consequential damages, and our total liability relating to the Platform is limited as set out in your Agreement.

g. Suspension & termination. We may suspend or terminate access as your Agreement allows, or where use threatens the security or integrity of the Platform or others. On termination, your right to use the Platform ends; we will make your Data available for export for a reasonable period as described in your Agreement, after which we may delete it. Terms that by their nature should survive termination will survive.

10. Communications (calls, texts, email, and social media)
By giving us your contact information and contacting us or asking us to follow up, you agree that we may communicate with you by email, text message, and phone call, and through social media or messaging platforms where you reach us.
— Texts & calls: if you provide your mobile number and consent, you agree to receive text messages and phone calls from Canady Investments related to your request or services, which may include automated or prerecorded messages where permitted by law. Message frequency varies; message and data rates may apply. Reply STOP to unsubscribe from texts or HELP for help, or tell us to stop calling at any time; you may also reach us at compliance@canadyinvestments.com. Carriers are not liable for delayed or undelivered messages. Consent to receive calls or texts is not a condition of any purchase or service.
— Social media: any interaction with us on a third-party social or messaging platform is also subject to that platform's own terms and privacy policies, which we do not control.

11. Privacy
Your use of the Site and the Platform is also governed by our Privacy Notice, which explains what we collect and how we handle it.

12. Changes & governing law
We may update these Terms from time to time; the "last updated" date will change accordingly. These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules.

13. Contact
Questions about these Terms: compliance@canadyinvestments.com.